Best Investments For Retirement Can A Creative Mind Help?

Best Investments for retirement.Best investments for retirement

Could a creative mind be the best investment for living longer?   Aging well? Will a creative mind make up the difference?  Is this one of the best investments for retirement?

Yes, preparing for the retirement time in your life is important.  

You do need to save some money.  To have a plan for your retirement.  Some funds set aside. You will find help for the actual money savings in every bank and savings institution in our great country. There are many financial advisors in this world.  However, as you will find, they are only there to guide your money decisions.  

What about the other parts of retirement?

Important differences

These banks do not give advice for living longer.  Aging well.  They concentrate on your money.  Watching and guiding you, hopefully through the path of retirement.  Once this plan is made letting it work is the key.  

Now there is a plan.  Knowing how your money will be coming in each month to meet your expenses is important.  You can get on with the other parts of retirement.

Parts of your life that include living longer and aging well

Do you get excited about living longer?  Who wants to live a longer life without aging well?  Much attention is focused on appearances.  All the creams and formulas for keeping your bodies more attractive.  Yes, you should be as aware as possible 

The importance of your mental state also deserves some consideration.

Recent studies have shown that shown how important creative pursuits are for retirees.  Did you realize that having a creative hobby is capable of lessening the fear of death?  

So now we are aware that having hobbies for senior citizens is becoming more important.  

More food for thought

Have you noticed that when you are in a creative mode you are happier?  A study at the University of Kent discovered that having high levels of creative achievement made you less likely to have death-related thoughts.  

Some death thoughts

Not being that far along the retirement trail, had you realized that doing away with death thoughts was important?  However, when reviewing my time with the older members of our family and acquaintance circle, they spoke of death.

More often than I realized.   Statements like “always check the obituaries of the paper first thing after picking it up.”  Not a statement to be funny, but a real life event.  This really happens on a daily basis.

A favorite of my Dad’s when asked, “What have you been doing today?”  His reply was usually ” Oh me and your mother didn’t do anything.  Just stared at the walls all day.”

Or another was the reply when we called and asked about a “special” day, birthday or Mother’s or Father’s day when we could not be there, the reply was “it was just like any other day.”  When I would answer with “Why didn’t you do something to make it special?” the reply was “there was no one here but me and your Mom.  At our age, we don’t make days special.”  

I am sure that sometimes he would make the same statement, even when one of us was able to be there.

Self-evaluations for your familyBest investments for retirement

Do you or your parents make this kind of reply to questions?  

Do you want to live the last 30 years of your life as if your best life is over?  

You are only left with this boring, nothing of a life.

What will you do to make the retirement years of your life more enjoyable?  

These are the statements I grew older with.  They were Dad’s responses, Mom’s were much more positive.  Dad began having dementia issues.  We did not live through the changes in his personality as Mom did.  So many questions she could have answered had I known how to ask.

These parents are the same ones who took such good care of their finances as they got older.  They prepared.  They are my most vivid picture of retirement life. This is how I was trained to live retirement life. Is this how I will live my “golden years?” 

This unusual study with the equally undesirable label of “Terror Management Theory” resulted in findings that these creative people also enjoyed the extra boost of anxiety-buffering skills.   So, readers, having creative hobbies is proving to be important.  

Why is creativity important

Having some interests in creating things that are fun as well as beautiful are important at many levels of your life.  Stay in the habit of creating whether it be a work of art, a garden, a written work.  A special dessert.  

With the technology and the ability to have creative pursuits, this is an easy way to give yourself an extra boost to age well.    

Checking the 5 major personality traits, researchers have been trying to identify what works.  This is not some pie-in-the-sky effort.  Helping people age better is important to the welfare of our nation.

Will creative interests make you more healthy 

Being old and sick is a drain on our great country’s resources.  

We are being asked from every side to live healthy lifestyles, exercise, eat and rest properly.  

Add to your quality of life by having a creative interest that you enjoy.  You do not have to paint pictures, or whatever is considered “the arts.”  Writing a story, growing different kinds of plants.  Cooking, sewing, even whittling is a creative interest and pursuit.  

Using your creative process to help unlink your particular thing of beauty in your mind is important for aging well.  Finding a way to do some creative activity brings you pleasure and joy. A sense of well-being.  

This is why so many people begin 2nd careers.  They love to create. As research and more study has proved, the cognition process of your mind is stimulated by the creative process.  

When considering how this can be beneficial to you as you are aging, and searching for the way to age well, having a definition of the word “cognition” should help.  

This is  from Wikipedia:  Cognition

“Cognition is the mental action or process of acquiring knowledge and understanding through thought, experience, and the senses.”  

It encompasses processes such as knowledge, attention, memory.  Then there is working memory, judgment, and evaluation.   Add to this your reasoning powers, your ability to compute answers from what you knew or learned.

Cognition is your ability to solve problems of all sorts and to make decisions. Includes your comprehension skills.  The ability to use your knowledge and skills.  Allows you to follow concepts unconsciously or from adding new information.  

Your intuition.  All the working parts of our memory.  So necessary to our life skills.    Cognitive processes use existing knowledge and to generate new knowledge.  

Important skill

Yes being able to keep this skill is important to our quality of life as we age.

Researchers have been studying the connection between health and your five major personality traits:

  • Agreeableness  
  • Extraversion
  • Neuroticism
  • Openness
  • Conscientiousness.

Research links neuroticism with poorer health. 

Conscientiousness with superior health. 

Openness, which measures cognitive flexibility and the willingness to entertain novel ideas, has emerged as a lifelong protective factor. The reason why this makes creating important is: Creative thinking reduces stress and keeps your brain healthy.  

The results of the other 2 personality traits are still being evaluated for relevance to aging well and living longer.  

More studies about the Best Investments For Retirement

A study published in the Journal of Aging and Health found that being open to new thinking predicted a longer life.  

Other studies this year have linked the openness trait with lower metabolic risk. (Just in case you’re  unsure of this term-  Metabolic syndrome is associated with the risk of developing cardiovascular disease and type 2 diabetes )  

This same report also found that these same people had better self-rated health and more appropriate stress response.  (They thought they were healthier and usually had fewer issues.)

Again openness with you thinking is the key to feeling better

This study also was looking at being able to determine whether specific aspects of openness predicted survival rates better than overall openness.

This was done using data from more than 1,000 older men.  It was collected between 1990 and 2008.

Creativity is important to you 

The researchers found that only creativity, not intelligence or overall openness decreased mortality risk.  

One possible reason creativity is protective of health is because it draws on a variety of neural networks within the brain, says study author Nicholas Turiano, now at the University of Rochester Medical Center.

“Individuals who were involved in creativity maintain the integrity of their neural networks even as they age.”  Best investments for retirement 

Turiano says after analyzing a study from Yale University that evaluated openness with the amount of white matter in the study subjects’ brains  ( This white matter is what supports connections between neurons in different parts of your brain.)

Because the brain is the command center for all bodily functions, exercises for the brain will help all systems continue running smoothly. “Keeping the brain healthy may be one of the most important aspects of aging successfully.  This fact is shown by the longer life of the creative persons in our study,” Turiano says.  

Then there is stress

There is also the fact that creative people are better able to handle stress.

Creative people tend not to get as easily flustered when faced with an emotional or physical hurdle.

Stress is known to harm overall health, including cardiovascular, immune and cognitive systems. “Creative people may see stressors more as challenges that they can work to overcome rather than as stressful obstacles they can’t.”


Studies thus far have looked at those who are naturally open-minded.   This also suggests that practicing creative-thinking techniques could improve anyone’s health.  

How does this help?   By lowering stress and exercising the brain.

Henry Ford once said:

“Anyone who stops learning is old, whether at 20 or 80. Anyone who keeps learning stays young. The greatest thing in life is to keep your mind young.”best investments for retirement


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